Health Insurance

Click on this link for further Information about Australian Visa Health Insurance

Australian Government – Department of Immigration and Border Protection (c)

“We encourage all prospective visitors and residents, whether temporary or permanent, to have adequate health insurance cover to meet their particular health needs while staying in Australia.

Your health insurer can be in your home country or Australia, but if you are a student visa holder you must obtain health insurance from an Australian health insurance provider.

Documents regarding health insurance

You must provide evidence of adequate health insurance for the duration of your stay in Australia, such as:

  • a certification letter from your health insurer or broker
  • evidence that you have enrolled with Medicare if your country has a reciprocal health arrangement with Australia (New Zealand and Republic of Ireland passport holders only need to provide the biodata page of their passport to satisfy this requirement)
  • the health insurance standard template letter (106 KB RTF file) completed by your insurance provider.

Health insurance for students

You must have adequate health insurance while in Australia. This is done by obtaining Overseas Student Health Cover (OSHC) which provides medical and hospital insurance in Australia. You must not arrive in Australia before your health insurance starts. If you are in Australia and do not have adequate health insurance, you are in breach of your visa conditions.

OSHC is available for a period of up to five year

Health insurance for temporary visa holders

If you apply for certain temporary visa subclasses, for example a Temporary Work (skilled) subclass 457 or a Student visa you will be asked to provide evidence of adequate health insurance for the duration of your stay in Australia.”

Select your country from the list of countries below to find out if you have access to Medicare and what you are covered for:

Belgium +
Malta +
Slovenia +
Sweden +
Netherlands +
Rep. of Ireland +
Italy +
United Kingdom +
New Zealand +
Finland +
Norway +

If your main country of residence is listed above… Great!

You’ll have access to certain Medicare benefits when you visit Australia. However, there are a number of important things that Medicare does not cover you for, such as ambulance services. That’s why the Australian Government still suggests that overseas visitors consider taking out private health cover. It will offer you convenience and a greater peace of mind.

If your main country of residence is not listed…

Should you require medical attention in Australia, whether in an emergency or a non-emergency situation, you will be charged for all hospital, ambulance and doctor fees and have significant costs to pay. You will not have access to any Medicare benefits. So consider taking out private health cover. It offers you convenience and gives you greater peace of mind. In fact, for many overseas visitors from non-RHCA countries, having health insurance is often a mandatory visa requirement.

What is Medicare?

Medicare is Australia’s public healthcare system for all citizens and most permanent residents.

It provides free or subsidised cover for certain healthcare services, which means it pays all or part of the costs. Some international visitors may receive Medicare benefits if a treatment is considered medically necessary.

However, Medicare does not cover treatment in a private hospital. You may also not be able to choose your own doctor in hospital. This means you will experience out–of-pocket costs that you have to pay yourself.

Click on this link for further Information about Australian Visa Health Insurance

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Migration Visa Additional Requirements

Important Information about Receiving Immigration Assistance ©


In Australia, only people registered as migration agents can give immigration assistance to people who want to enter or stay in Australia.

It is a criminal offence for an unregistered person to provide immigration assistance or to advertise migration services. Penalties include fines and imprisonment.

If you choose to use the services of a migration agent make sure they are registered by visiting or phoning 1300 22 62 72.

What are the dangers of using an unregistered person?

Unregistered people could:

  • be unaware of current legislation and procedures
  • provide incorrect advice
  • take advantage of clients
  • make false claims regarding your chance of success
  • be breaking the law by providing immigration assistance.

What are the benefits of using a registered migration agent?

Registered migration agents are required to:

  • have a sound knowledge of migration law and practice
  • abide by a Code of Conduct
  • have appropriate insurance
  • pass character tests—including criminal history checks
  • be assessed before providing immigration assistance.

Reporting unregistered people

If you make a report about an unregistered person, this will not affect your visa application in any way. Any information will be treated in confidence.

You can make a report by phoning the department free of charge on 1800 009 623

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